Solar Panel Calculator
Estimate your solar system size, electricity savings, payback period, and lifetime ROI. Includes 2025 federal tax credit (30% ITC) and net metering analysis.
Solar Panel Calculator
Estimate solar savings, system size, and return on investment
Home & Location Details
Roof Tilt: 30°
Shading Factor: 10%
Electricity Usage & System
Check your electric bill
Leave 0 for recommendation
Include Battery Storage
Solar Panel Financial Overview 2025
$18,000–$25,000
Average Install Cost
Before tax credits30%
Federal Tax Credit
Through 2032 (IRA)6–12 years
Average Payback
System lasts 25–30 years$1,000–$1,500
Avg Annual Savings
Varies by location & usageFrequently Asked Questions
How many solar panels do I need for my home?
The average US home (10,500 kWh/year) needs 20-25 panels of 400W capacity. Calculate: Annual kWh / (Peak sun hours per day × 365) = System size in kW. Then divide by panel wattage for panel count. High-sun states like Arizona need fewer panels than cloudy states like Washington.
How long is the payback period for solar panels?
The typical US solar payback period is 6-12 years. With the federal 30% tax credit (IRA Investment Tax Credit), a $20,000 system costs $14,000 net. At $1,200/year in electricity savings, payback is about 11.7 years. Solar panels last 25-30 years, delivering 14-19 years of free electricity after payback.
What is the federal solar tax credit for 2025?
The Inflation Reduction Act extended the federal solar Investment Tax Credit (ITC) at 30% through 2032. This means 30% of your total solar installation cost reduces your federal income tax bill dollar-for-dollar. Additional state credits (up to 25-30% in some states), rebates, and net metering further reduce effective costs.
Does net metering affect solar ROI?
Net metering allows you to sell excess solar electricity back to the grid at retail rates, dramatically improving ROI. A properly sized system with net metering can reduce electric bills by 80-100%. Net metering policies vary by state and utility — some states have moved to avoided-cost compensation, which is less favorable.
Are solar panels effective in cloudy climates?
Yes. Germany, with less sunshine than most US states, is a world leader in solar adoption. Modern panels produce 10-25% of rated power on overcast days. Annual energy production depends more on total annual sunshine hours than individual sunny days. Seattle (about 2,100 sunshine hours/year) is still viable for solar, though less optimal than Phoenix (3,900 hours/year).
