EMI Truth Calculator

Understand the real annualized cost of app-based loans.

Frontend-only APR estimator using Newton-Raphson IRR on real cashflows.

Principal Advertised

INR

Processing Fee (All-in)

INR

Include GST on fee (18%)

Tenure

Tenure Value

Tenure Unit

Rate (%)

Charged Per

True APR

Predatory Zone

You Actually Got

Repayment

Real Cost

GST on Fee

Tenure in days: 30. Charge periods used: 1.000. Principal share of repayment: 84.7%.

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